The Key Difference: Additive vs. Multiplicative
Linear
Quadratic
Exponential
The key: what happens to the increment as
Linear Increments Are Always Constant
For
- At
: adds - At
: still adds
The linear function adds the same amount forever.
Quadratic Increments Grow Linearly, Not Exponentially
For
- At
: adds - At
: adds
The increment grows — but only linearly.
Exponential Increments: They Equal the Current Value
For
Savings Account: Additive vs. Multiplicative
Account A: Deposit 1,000/year (additive)
Account B: Earn 10% on balance (multiplicative)
| Year | Account A | Account B interest |
|---|---|---|
| 1 | 1,000 | 1,000 |
| 10 | 10,000 | 2,594 |
Once Account B's balance exceeds 10,000, interest beats the flat deposit.
Check: What Is 's Increment at ?
At
The increment equals the current value.
Think: at
Answer: At the Increment Exceeds One Million
Meanwhile:
The exponential's increment has grown a thousandfold.
From Mechanism to Finding Crossovers
You know why exponential wins.
Now: how do you find when it happens?
Two methods:
- Build a table and narrow down the crossover
- Use a graph to visualize the intersection
Visualizing the Crossover on a Graph
For
Narrowing Down: Table Zoom Near
| 26 | 2,600 | 2,104 |
| 27 | 2,700 | 3,157 |
| 28 | 2,800 | 4,735 |
At
Real-World Crossover: Two Monthly Plans
Plan A: Starts at $100/month, grows ×1.5 each month (exponential)
Plan B: Pays $100/month, adds $100 each month (linear)
Question: When does Plan A become the better deal?
Build a table for months 1 through 30.
Plan A vs. Plan B: Building the Table
| Month | Plan A (×1.5) | Plan B (+100) |
|---|---|---|
| 1 | 100 | 100 |
| 5 | 759 | 500 |
| 10 | 5,767 | 1,000 |
| 20 | 332,256 | 2,000 |
Plan A is far ahead by month 5.
Crossover Decisions Depend on Time Horizon
Before crossover: the polynomial option may be better
After crossover: exponential option is permanently better
Real-world lesson: the same choice can be wrong or right depending on your time horizon.
Small Bases Win Too — Just Later
vs. : crossover near vs. : crossover near vs. : crossover near
A base closer to 1 just requires a longer wait — but the crossover always exists.
Could Ever Beat ?
At
At
The crossover is near
Answer: Yes — Crossover Near
Yes —
Base closer to 1 means a later crossover. But it always exists for any
This is the general principle from HSF.LE.A.3.
Key Takeaways from Both Lessons
- Exponential increment equals current value — it compounds
- Every
( ) eventually exceeds every polynomial - Crossover always exists; small bases just shift it further right
Polynomial wins early; exponential wins long-term.
Quadratic accelerates but its increment is linear, not exponential.
Coming Up: Finding Crossovers with Logarithms
In the next lesson (HSF.LE.A.4):
- Use logarithms to solve
directly - Find exact crossover
-values without tables - Apply to compound interest and growth problems
You already understand why it works — now you'll have the tools to find the exact answer.
Click to begin the narrated lesson
Compare exponential and polynomial growth